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← 04 · Money & Trust

Lesson 4 of 4 · 5 min read

Is my information secure?

"Is my information secure?"

Short version: treat AI chat like a conversation with a smart stranger on a train. Helpful, but don't hand them your wallet.

What the companies say

Major providers encrypt your conversations and don't sell your data. By default, however, your chats *may be used to improve future versions of the model*.

What you can do

  • In ChatGPT settings → *Data Controls*, turn off "Improve the model for everyone."
  • Use temporary chats for anything sensitive — they aren't saved or used for training.
  • For work, ask whether your employer has a business AI account. Those have stronger privacy guarantees.

What never to paste

  • Passwords or full credit card numbers
  • Your full social security number
  • Confidential client or company data (unless on a business plan that allows it)
  • Other people's private information
Rule of thumb: if you wouldn't email it to a vendor, don't paste it into a chatbot.
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